新未名空间

REPO行业也很赚钱的

你根本不知道老黑怎么玩
现在偷车的那么盐重
你觉得车子在手，还不够老黑玩一把的？

changjiang 写了： 2024年 2月 12日 14:20 title在银行那里，不服贷款肯定没收了。

跟这个有一拼
https://dailycaller.com/2023/02/28/chic ... ord-sedan/
去年的是，1998福特伴游，$289x84

扯淡啊
75K的车，7.8%利率，96个月，月供1050多
月供3000x96，大约要90K贷款和13%的利率，或者75K18%的利率

赖美豪中 写了： 2024年 2月 12日 09:39 来看看老美的数学水平

赖美豪中 写了： 2024年 2月 12日 09:42 不一定，的确有智商不行的。其实车贷20，30%的利息很多的，老中没见过而已。

楼主的帖子的车贷就是32％左右。

美国人的教育是真tmd坑爹啊

Hello r/personalfinance, I few months ago I needed to get a new used car. I bought a Honda element from a lot for $7k. I put $3k down with a $4k loan. My credit is pretty bad due to losing my job a few years ago and letting some credit cards go unpaid. I'm trying to turn that around.

After getting denied a few times for the load I was finally accepted. This was my first loan and I was a little overwhelmed by the process. So after making payments for a few months I notice the balance on the loan is hardly moving down. I call them and they tell me interest is set at 29.9% which works out to about $3 a day. I was under the impression it was going to be more like a credit card where there is a principle and as long as I paid on time there wouldn't be any additional charges.

Is this normal for car loans? The minimum is $220 per month, but if they're adding $90 per month in interest, I'm going to end up paying way more than I thought.

My plan is to pay this thing off as fast as possible. I'm going to put $1.1k towards it per month for the next 3 months and just get it over with. Is this the best option? Here is what my finances look like.

Income $2.5k

Rent/Utilities $450

Food $300-400

总书记 写了： 2024年 2月 12日 16:54 楼主的帖子的车贷就是32％左右。

gjq 写了： 2024年 2月 12日 16:32 扯淡啊
75K的车，7.8%利率，96个月，月供1050多
月供3000x96，大约要90K贷款和13%的利率，或者75K18%的利率

makes sense. 这款车就是卖9万多

money 写了： 2024年 2月 12日 08:33 车子又不是不动产
你不付贷款，银行能强行收回？
烂credit破产最多跟七年
七年对黑鬼来说，屁都不是

网上很多视频。有的加个油就被拖走了

尼玛 继续印 所有人亿万富翁不是百万富翁

40%左右的利息
https://www.calculator.net/auto-loan-ca ... loanresult

上行下效。
你以为那34t国债打算还吗

guagua1220 写了： 2024年 2月 12日 09:23 命贵爷买车根本不care贷款多少和利率，因为根本也没打算还。

白开6个月然后re-possession。

金融就是把算账算不明白的搞糊涂了

人可能根本就没打算还。或者是现在钱不多，但急需要车，先拿了车才能去赚钱还贷款。不理解这种situation的，就是一“何不食肉糜”的主