大家了解T Bill 吗?那个投资怎么样?
发表于 : 2023年 4月 28日 23:21
Treasury Bill, 美国国债,靠谱吗?有懂的大拿来说说。
Tricky question, you need to define "靠谱" more clearly. But here is my thoughts anyway
这个很高了啊whiteriver2009 写了: 2023年 4月 29日 07:00 Hold on for seconds. Don’t buy it until the debt ceiling extends.
I transferred money to fidelity and buy the floating rate high income mutual fund with monthly yield: 6.68%, very stable value
太棒了,感谢分享!Dzeko 写了: 2023年 4月 29日 09:43 Tricky question, you need to define "靠谱" more clearly. But here is my thoughts anyway
3-month? Good
Long term? Big No coz frequent change of interest rate
Here is an article discussing debt ceiling on T-bill:
https://seekingalpha.com/article/459717 ... sury-bills
Disclosure: hold USFR in my personal portfolio (you can find an article by the same author on USFR:
https://seekingalpha.com/article/459153 ... it-account)
YMYD, not finance advice by any means ...
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whiteriver2009 写了: 2023年 4月 29日 07:00 Hold on for seconds. Don’t buy it until the debt ceiling extends.
I transferred money to fidelity and buy the floating rate high income mutual fund with monthly yield: 6.68%, very stable value
Can be risky if you have recession concern ... Take a look at what happened ~03/2020whiteriver2009 写了: 2023年 4月 29日 07:00 Hold on for seconds. Don’t buy it until the debt ceiling extends.
I transferred money to fidelity and buy the floating rate high income mutual fund with monthly yield: 6.68%, very stable value
Are you kidding me? You have 6.68% monthly yield rate ?whiteriver2009 写了: 2023年 4月 29日 07:00 Hold on for seconds. Don’t buy it until the debt ceiling extends.
I transferred money to fidelity and buy the floating rate high income mutual fund with monthly yield: 6.68%, very stable value
楼主是找保守安全的投资。temptemp 写了: 2023年 4月 29日 11:38 这个 etf 也不错 如果你不喜欢 mutual fund
https://www.invesco.com/us/financial-pr ... icker=BKLN
I would say 3 month t-bill (such as USFR yield >4%) is quite comfort to park the cash under current situation and there are quite a lot data available to check. For long term t-bill, I would agree with you.whiteriver2009 写了: 2023年 4月 29日 10:42 Certainly, risk still exists for floating rate high income mutual fund. But its return is over 6.0%.
T-till should be more cautious now. I think controlling of debt is more important than raising the debt ceiling. As such I believe there is a very tough time ahead.
You could always leave money in any brokerage account, where store your money in money market saving, which could give you 4.5% return. Alternatively, you can buy new CDs, which give you 5.0% return. For both, you need to pay state tax for capital gain
你知道美债破产 你的fund 还能活下去吗whiteriver2009 写了: 2023年 4月 29日 07:00 Hold on for seconds. Don’t buy it until the debt ceiling extends.
I transferred money to fidelity and buy the floating rate high income mutual fund with monthly yield: 6.68%, very stable value
Fidelity Floating Rate High Income Fund 居然有80%的是bank loan. 懂行的来解释一下这个bank loan 在银行破产后安不安全?whiteriver2009 写了: 2023年 4月 29日 07:00 Hold on for seconds. Don’t buy it until the debt ceiling extends.
I transferred money to fidelity and buy the floating rate high income mutual fund with monthly yield: 6.68%, very stable value
Totally agree.