#1 给你们科普一下，occupancy fraud是非常严重的经济犯罪
触犯的是usc code两条, 这两条足以让任何人终身不能从事金融财务工作，连bookkeeping都不能做，你们觉得这还能做fed governor. 这玩意是能用都独立性混过去的么
- 18 U.S.C. § 1014 – False Statements in Loan Applications
This statute makes it a federal offense to “knowingly make any false statement or report, or willfully overvalue any land, property, or security” to influence a Federally insured institution’s decision regarding loans—including mortgages. It applies directly to false claims about occupancy status if used to secure favorable loan terms.
The Wall Street Journal
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The Wall Street Journal
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Investopedia
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Legal Information Institute
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Eisner Gorin LLP
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Penalties for violating this can be severe—up to 30 years in prison and fines up to $1 million.
Legal Information Institute
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Federal Criminal Defense Advocates
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nyccriminallawyer.com
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- 18 U.S.C. § 1344 – Bank Fraud
This provision broadly prohibits schemes to defraud a financial institution or obtain its assets by false pretenses. Occupancy fraud—misrepresenting the intended use of a property to secure better loan terms—clearly falls under this category.
ecf.almd.uscourts.gov
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nyccriminallawyer.com
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The Wall Street Journal
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The penalties are similarly harsh: up to 30 years imprisonment and up to $1 million in fines.