股票交税

[熊猫姐姐]

难道要全部按收入缴税? Basic cost 为零? 有办法少交吗

[delicacy]

股票收入很tricky, 是最容易被audit的项目之一。

[Dzeko]

找cpa

[牛河梁]

难道要全部按收入缴税? Basic cost 为零? 有办法少交吗

有。但如果不是几百万几百亿，交税最简单。美国前总统为了省几个税官司还没完呢。

[Observer]

难道要全部按收入缴税? Basic cost 为零? 有办法少交吗

收入8万以下的时候，long term capital gain 税率好像是0

[money]

玩股票的人不会收入8万以下 。。。

收入8万以下的时候，long term capital gain 税率好像是0

[xijuan]

basic cost is the price you bought
RSU basic cost is the price when they were vested

难道要全部按收入缴税? Basic cost 为零? 有办法少交吗

[tend]

basic cost is the price you bought
RSU basic cost is the price when they were vested

RSU 的cost应该已经算在W2里面了。

[money]

RSU没卖的话
不用单独报睡
w2上公司财务已经给你算好了
你直接导入软件，人家算出来是多少就是多少，多退少补
（RSU涨得多的话，一般要补睡）

RSU 的cost应该已经算在W2里面了。

[Narcotics07]

股票收入最清楚了，audit 个p

[Observer]

玩股票的人不会收入8万以下 。。。

楼主的股票是stock option, 不是玩来的。

[Zephyrca]

玩股票的人不会收入8万以下 。。。

人说的是股票收益8万以下…

[tend]

RSU没卖的话
不用单独报睡
w2上公司财务已经给你算好了
你直接导入软件，人家算出来是多少就是多少，多退少补
（RSU涨得多的话，一般要补睡）

我用turbotax从来都是需要自己填RSU的basic cost，你是怎么导入的？

[money]

如果没卖，怎么算？
这里有个讨论，vest时，公司自动卖了些cover tax，但剩余的他没动，所以没有收到1099-B
这种情况，结论是W-2上的box 2 (federal income taxes withheld)是错的？
要手动加covered tax那个数额？？？？
不然就要多交税？？？？

https://ttlc.intuit.com/community/inves ... 00/2879477

“
I have the same situation with my RSU - here is the problem:
- let's say you have $50k in RSU vested and $10k of that is withheld for taxes, so your broker gets $40k worth of shares which you don't sell.
- the problem is that $50k is included in total wages in W2, but federal income tax withheld does not include the $10k that was withheld.
So now turbotax says you have to pay $10k in taxes because it's not accounted for in W2. The solution to this should be equivalent to updating the W2 box 2 (federal income taxes withheld) to add $10k. If instead you add $10k to your RSU cost basis, then basically what you are doing is taking a $10k capital loss, which is not at all the same thing as paying $10k in taxes (assuming 30% tax rate, your $10k capital loss becomes about $3k that you don't pay in taxes, instead of $10k that you shouldn't pay).
I was thinking of directly updating the W2 box 2 to add the $10k, but the problem with that is I'm not sure if IRS will flag the mismatch. Is there another way in Turbotax to specify this additional tax withheld?
”

"Since I didn't get anything from etrade like a 1099-B, don't I still need to answer Yes when it asks "Did you sell any investments in 2022" because they were sold to cover taxes, and then say no when asked if I got a 1099-B then enter everything manually about the actual cost basis of those vested RSU's?"

我用turbotax从来都是需要自己填RSU的basic cost，你是怎么导入的？

[tend]

这也是我迷惑的地方。

我的理解是RSU算进你的W-2收入里面了。如果RSU vested，但是当年不卖，是不是没有算进W-2？ 需要好好研究一下。

如果没卖，怎么算？
这里有个讨论，vest时，公司自动卖了些cover tax，但剩余的他没动，所以没有收到1099-B
这种情况，结论是W-2上的box 2 (federal income taxes withheld)是错的？
要手动加covered tax那个数额？？？？
不然就要多交税？？？？

https://ttlc.intuit.com/community/inves ... 00/2879477

“
I have the same situation with my RSU - here is the problem:
- let's say you have $50k in RSU vested and $10k of that is withheld for taxes, so your broker gets $40k worth of shares which you don't sell.
- the problem is that $50k is included in total wages in W2, but federal income tax withheld does not include the $10k that was withheld.
So now turbotax says you have to pay $10k in taxes because it's not accounted for in W2. The solution to this should be equivalent to updating the W2 box 2 (federal income taxes withheld) to add $10k. If instead you add $10k to your RSU cost basis, then basically what you are doing is taking a $10k capital loss, which is not at all the same thing as paying $10k in taxes (assuming 30% tax rate, your $10k capital loss becomes about $3k that you don't pay in taxes, instead of $10k that you shouldn't pay).
I was thinking of directly updating the W2 box 2 to add the $10k, but the problem with that is I'm not sure if IRS will flag the mismatch. Is there another way in Turbotax to specify this additional tax withheld?
”

"Since I didn't get anything from etrade like a 1099-B, don't I still need to answer Yes when it asks "Did you sell any investments in 2022" because they were sold to cover taxes, and then say no when asked if I got a 1099-B then enter everything manually about the actual cost basis of those vested RSU's?"

[money]

RSU vested那部分收入，肯定算进你的w2 box-1了

至于有没有Shares Withheld，是你自己设的，或者公司有个默认比例
书感觉是，这部分信息，公司从合作的broker那里都拿得到，withhold（帮你卖的那部分RSU）的那个tax额，broker那里有，公司也知道，他们应该要算进box-2里，这样你报睡时，不需要去导入什么1099，而且你没卖，broker也不会发你1099-B。

你要是强行加上withhold那部分（broke那里得知的）到w2的box-2，你肯定触发IRS audit。

要是公司不算withheld的那部分share到box-2，要自己到什么地方填，书就亏大了。。。。

这也是我迷惑的地方。

我的理解是RSU算进你的W-2收入里面了。如果RSU vested，但是当年不卖，是不是没有算进W-2？ 需要好好研究一下。

[tend]

RSU vested那部分收入，肯定算进你的w2 box-1了

至于有没有Shares Withheld，是你自己设的，或者公司有个默认比例
书感觉是，这部分信息，公司从合作的broker那里都拿得到，withhold（帮你卖的那部分RSU）的那个tax额，broker那里有，公司也知道，他们应该要算进box-2里，这样你报睡时，不需要去导入什么1099，而且你没卖，broker也不会发你1099-B。

你要是强行加上withhold那部分（broke那里得知的）到w2的box-2，你肯定触发IRS audit。

要是公司不算withheld的那部分share到box-2，要自己到什么地方填，书就亏大了。。。。

我觉得withhold这个不是问题，只是预扣税，关键是你怎么把RSU收入正确算税。如果vest当天就卖，你的gain是0，填cost就填当时卖出价。

[wmysh]

RSU 是taxable benefits

[bodhidharma]

vest也不一定是当天就卖，第二天卖的有差价，这部分要自己算，差价是负的好像还不能报loss，因为你每个月都vest

[Metheboss]

这么简单的问题，为什么古板这么多大佬都搞不懂？那么多废话？大部分都是清华北大的高材生吧？
RSU是公司给你的，算收入，就和工资或者奖金一样，vested那天withhold的就是broker卖了，算作预扣税了。
这一切都记录在W2了，自己可以去查一下工资单。
接下来，就与普通股票交易一样了，其实就相当于公司给了你一笔钱，帮你买了自己公司股票。cost basis就是vested当天的价。