美国人有230万就算wealthy了

[牛河梁]

[BCQ1]

美国的穷人真多啊

[YouHi]

美国的穷人真多啊

且穷且珍惜。

[haiwaihuaren]

看在哪了，绝大部分地方肯定是，硅谷能算吗

[gjq]

https://wealthtender.com/wp-content/upl ... by-age.png

这个表应该是基于2023年的数据

[牛河梁]

看在哪了，绝大部分地方肯定是，硅谷能算吗

硅谷也挂星条旗花绿背，应该算美国吧。

[haiwaihuaren]

硅谷也挂星条旗花绿背，应该算美国吧。

美国的特别行政区域

[qqqqzj]

这个完全没什么意义，完全取决于wealthy的定义，可以随便划在1.3, 2.3, 12.3mil。存多少钱活得舒爽完全看个人。

[牛河梁]

这个完全没什么意义，完全取决于wealthy的定义，可以随便划在1.3, 2.3, 12.3mil。存多少钱活得舒爽完全看个人。

不知道怎么算。中位数50/50？

[qqqqzj]

不知道怎么算。中位数50/50？

老美median远低于这个数，退休年龄(60以上)也才$400k assets。 估计是按以下定义 $1m 加上自住房平均值

High net worth individuals (HNWIs) are typically defined as those with at least $1 million in liquid financial assets, excluding their primary residence. While net worth generally increases with age, particularly between 45 and 64, achieving a high net worth is not solely determined by age but also by factors like career earnings, investment strategies, and financial habits according to Beaumont Capital Markets.

[gjq]

这个应该是个问卷调查，主观的

数字上大约跟top 10% networth对应

不知道怎么算。中位数50/50？

[cng]

Depending where you live? In Bay Area $5m is barely enough to survive.

[BCQ1]

自住房不算的

[cng]

这个完全没什么意义，完全取决于wealthy的定义，可以随便划在1.3, 2.3, 12.3mil。存多少钱活得舒爽完全看个人。

花的全是借來的錢應該是最爽了吧？

[BCQ1]

花的全是借來的錢應該是最爽了吧？

只要不还就是最爽

[qqqqzj]

只要不还就是最爽

用的时候爽，还的时候不爽最终还是不爽，钱也不可能一直借下去。

[YouHi]

自住房不算的

完了

[牛河梁]

老美median远低于这个数，退休年龄(60以上)也才$400k assets。 估计是按以下定义 $1m 加上自住房平均值

High net worth individuals (HNWIs) are typically defined as those with at least $1 million in liquid financial assets, excluding their primary residence. While net worth generally increases with age, particularly between 45 and 64, achieving a high net worth is not solely determined by age but also by factors like career earnings, investment strategies, and financial habits according to Beaumont Capital Markets.

老美median不会自认自己wealthy吧

[qqqqzj]

老美median不会自认自己wealthy吧

我写的median是因为你提了50／50, 我只是说median离1.3差得有点远。
不过对于老美而言，如果不在加州纽约，也许会觉得够wealthy了。这是Google wealthy的定义

In essence, being wealthy is about having accumulated assets and established a financial foundation that provides lasting security and freedom.

[牛河梁]

我写的median是因为你提了50／50, 我只是说median离1.3差得有点远。
不过对于老美而言，如果不在加州纽约，也许会觉得够wealthy了。这是Google wealthy的定义

In essence, being wealthy is about having accumulated assets and established a financial foundation that provides lasting security and freedom.

老牛的意思是也许调查问你觉得多少算wealthy。然后机构取中位答案。