最近银行几乎都没有利息

[majia]

各位都在哪家银行开户？

还有那些网络/在线银行安全么？

像 Ally Online Savings， Discover bank，Synchrony Bank ？

[bigbendan]

借给我，比银行利息高。
心诚则灵。

[tootsie]

Fidelity brokerage account 可以当银行用，可以帮你pay bill, 有ATM card, default Spaxx, 3.x%利息。LOL

[kakeru]

能用google的都不会提出这样的问题吧。

[一紙荒唐]

Buy
BIL
This 1 - 3 month T-BILL ETF
YTD return: 3.37%! not bad...

[pathdream]

https://www.investopedia.com/high-yield ... ts-4770633

[tootsie]

Buy
BIL
This 1 - 3 month T-BILL ETF
YTD return: 3.37%! not bad...

还不知买Tlt， yield 4.x%。 LOL

[mrmaja]

还不知买Tlt， yield 4.x%。 LOL

BOXX 省点税
https://www.morningstar.com/funds/boxx- ... t-tax-bill

[一紙荒唐]

还不知买Tlt， yield 4.x%。 LOL

这是两回事的... BIL只吃利息... Tlt 有赚得更多的潜力... 但也可能亏老本...

这几乎是两类不同的资产

[牛河梁]

还不知买Tlt， yield 4.x%。 LOL

你图TLT的利息，

TLT图你的本金。

[牛河梁]

Buy
BIL
This 1 - 3 month T-BILL ETF
YTD return: 3.37%! not bad...

SGOV

[一紙荒唐]

SGOV

这个更好.... 盘子更大.... 收的管理费更低

[曾经5段]

谁说银行几乎都没有利息？都有

[majia]

Fidelity brokerage account 可以当银行用，可以帮你pay bill, 有ATM card, default Spaxx, 3.x%利息。LOL

Etrade 貌似也有

Ally 应该也差不多

Fidelity 买期权 貌似要收费

我用其他broker 只收很少 几分？

[majia]

谁说银行几乎都没有利息？都有

每个月拿几毛钱利息

以前可以拿上百块

例如

The standard interest rate for a Wells Fargo savings account, such as the Way2Save® Savings account, is 0.01% APY.

The standard Bank of America Advantage Savings account has an Annual Percentage Yield (APY) of 0.01%.

[majia]

https://www.investopedia.com/high-yield ... ts-4770633

这些银行不熟悉 貌似也没有local branch

我只认识 wells fargo, bank of american, TD Bank

这些有local branch

[pathdream]

这些银行不熟悉 貌似也没有local branch

我只认识 wells fargo, bank of american, TD Bank

这些有local branch

那就尴尬了

[Narcotics07]

sgov, 短期债券，平均3个月， 没有TLT 的问题

[majia]

那就尴尬了

Cap on top savings APY: Varo Bank offers up to 5% APY on high-yield savings account balances, but this is limited to the first $5,000. Higher balances earn just 2.5% APY.

$5,000?

[pathdream]

Cap on top savings APY: Varo Bank offers up to 5% APY on high-yield savings account balances, but this is limited to the first $5,000. Higher balances earn just 2.5% APY.

$5,000?

那就尴尬了