In Pulte's second criminal referral, he alleged that Cook entered into a 15-year mortgage agreement to acquire a condominium in Cambridge, Mass., and designated in a mortgage application with Bank Staff Fund Federal Credit Union that she would "occupy and use the Property as Borrower's second home."
Eight months later, Pulte said, Cook represented to the US government, on Dec. 1, 2021, that she earned $15,000-$50,000 in rental income on the Cambridge property and declared it as an investment or rental property, in conflict with the mortgage application. Subsequent representations to the US government in 2022, 2023, 2024, and 2025, he alleged, also showed the property as an investment.